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RetireAmerica: Capital Protected Equity Crowdfunding

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RetireAmerica has introduced a new model for investing in startups that gives the investor a range of risk options or “downside protection.” The new model is intended to allow investors to ultimately recover part or all of their investment in startups if they are unwilling to accept the risk. Watch Discussion

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When it announced its’ launch last month, viagra canada patient RetireAmerica billed itself as the first capital protected equity crowdfunding platform.  By letting investors choose from three levels of capital protection, RetireAmerica hopes to appeal to a greater range of investors, including ultraconservatives, novices, and those burned in the recession. Retire America allows people to make equity investments in early stage companies.  Customers can choose to …  Read More

We profile RetireAmerica, discount cialis sickness an equity crowdfunding company that will offer investors the opportunity to fully or partially protect their investments. Read More

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RetireAmerica pioneers capital protected equity crowdfunding

cbflogo

 

RetireAmerica has introduced a new model for investing in startups that gives the investor a range of risk options or “downside protection.” The new model is intended to allow investors to ultimately recover part or all of their investment in startups if they are unwilling to accept the risk. Watch Discussion

When it announced its’ launch last month, sildenafil viagra RetireAmerica billed itself as the first capital protected equity crowdfunding platform.  By letting investors choose from three levels of capital protection, cialis usa cialis RetireAmerica hopes to appeal to a greater range of investors, check including ultraconservatives, novices, and those burned in the recession. Retire America allows people to make equity investments in early stage companies.  Customers can choose to …  Read More

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[Video] discussion: How to “de-risk” startup investments

cbflogo

 

RetireAmerica has introduced a new model for investing in startups that gives the investor a range of risk options or “downside protection.” The new model is intended to allow investors to ultimately recover part or all of their investment in startups if they are unwilling to accept the risk. Watch Discussion

Slide6

US firm launches capital-protected crowdfunding portal

Entrepreneur FAQs

What types of companies can be listed on RetireAmerica.com?

RetireAmerica.com allows companies from all industries to be listed.

How do I list my company of RetireAmerica.com?

You can fill out the form located in the “For Entrepreneurs” section of our website, sildenafil rx or you can click here. We will then review your company and pharmacy viagra cheap determine if it meets our suitability standards.

How long will it take to raise money?

Every financing will be unique, viagra canada here
and results will vary. We will list your company on the portal until the goal is met. After 3 months, if there is insufficient investor demand, your company will be reviewed by RetireAmerica.com to determine if the listing will remain on our website.

How is my company’s valuation determined?

As the issuer of your company’s securities, you will set the valuation of your company. If your valuation is out of line with industry comparables or other valuation standards, it is likely you will not be listed on RetireAmerica.com.

Will my company’s information remain confidential?

In order for RetireAmerica.com to present your company to our investor community, you will be required to share certain information about your company. Your information will be shared only with members of RetireAmerica.com’s investor community who are bound by RetireAmerica.com’s Terms of Use and Privacy Policy.

Do I get to choose who is allowed to invest in my company?

No, your company will be presented to RetireAmerica.com’s entire investor community and will be funded by the investors who commit the capital first.

How much involvement do investors have post-close?

Investors will have the rights to participate in and receive information about your company that they are granted under the laws of the state of your company’s incorporation. The structure of your equity offering may result in investors having additional rights. We encourage companies to keep their investors up to date and release reports on progress.

How many investors will I have in a round?

Each financing will be different. You will be able to set the minimum investment per investor which will determine the maximum number of investors. Depending on how much each investor decides to invest, you may have less than the maximum amount. At no point can the number of investors go over 2,000 unless a public filing is made with the SEC.

Can I tell people I know about my listing on RetireAmerica.com?

As of September 23, 2013 the SEC has legalized general solicitation for Reg D securities.  General solicitation will be allowed as long as it abides by the required rules set forth by the SEC.

Can I use a convertible note to raise funds on RetireAmerica.com?

Absolutely. Issuers may raise money through equity, debt, or convertible debt.

Can I market the offering?

Yes. On September 23, 2013 the SEC enabled the rules for general solicitation for Reg D private placements. This will enable general solicitation for the offering pursuant to the rules set forth by the SEC.

Is there a fee to list, or other fees?

There is no charge to be listed on RetireAmerica.com. The broker dealer processing the transaction will generally charge a fee based on the percentage of the money raised through RetireAmerica.com. There is no fee for money raised from pre-existing relationships.


Retireamerica.com Team:

RetireAmerica.com was created by Business Ventures Corp., viagra sale tadalafil a special situations venture capital firm.

Steve Colmar

Mr. Colmar has investment banking experience in a wide range of industry segments, viagra including retail, store communications, technology, healthcare, professional services and construction. Mr Colmar is a co-founder and sponsor of the creation and kamagra from india financing of Quanta Services (A S&P 500/Fortune 500 Company), Centerprise Advisors, Digital Music Group, Trans-India Acquisition Corp., and The Joint… The Chiropractic Place (Ranked #44th on the 2013 Inc. 500). Mr. Colmar is currently on the Board of Directors of The Joint… The Chiropractic Place.

Craig Colmar

Mr. Colmar is a senior partner at the law firm of Johnson and Colmar. Mr Colmar has over 25 years of legal experience in corporate finance, securities, mergers and acquisitions and public debt and equity financings, including IPO’s and follow on offerings. Mr. Colmar served as a member of the team responsible for the creation and public financing of Quanta Services (A S&P 500/Fortune 500 Company) and as a co-founder and sponsor in the creation and  financing of Digital Music Group, Trans-India Acquisition Corp, and The Joint… The Chiropractic Place (Ranked #44th on the 2013 Inc. 500). Mr. Colmar is currently on the Board of Directors of The Joint… The Chiropractic Place.

Richard Rees

Mr. Rees has 25 years of experience in entrepreneurial organization, restructuring and operations. Private Equity financings include the creation, growth and profitable divestiture of two FM radio stations, one to Citadel Broadcasting Corporation and purchase viagra online canada an online digital music distribution company, Rio Bravo Entertainment. Mr. Rees is co-founder and sponsor of the creation and financing of Digital Music Group, Trans-India Acquisition Corp, and The Joint…The Chiropractic Place (Ranked #44th on the 2013 Inc. 500). Mr. Rees is currently on the Board of Directors of The Joint… The Chiropractic Place.

Advisors

Steve Cohen

Mr. Cohen has over 25 years experience in a wide range of finance activities, including  currently serving as  Chief Financial Officer of A.G. Spanos Companies, one of the largest commercial and residential real estate development companies in the North America and owners of the San Diego Chargers football team, as well as the Spanos Berberian Wine Company and Bell Wine Cellars in Napa Valley, California.


RetireAmerica.com Team:

RetireAmerica.com was created by Business Ventures Corp., discount viagra see a special situations venture capital firm.

Steve Colmar

Mr. Colmar has investment banking experience in a wide range of industry segments, cialis generic here including retail, click communications, technology, healthcare, professional services and construction. Mr Colmar is a co-founder and sponsor of the creation and financing of Quanta Services (A S&P 500/Fortune 500 Company), Centerprise Advisors, Digital Music Group, Trans-India Acquisition Corp., and The Joint… The Chiropractic Place (Ranked #44th on the 2013 Inc. 500). Mr. Colmar is currently on the Board of Directors of The Joint… The Chiropractic Place.

Craig Colmar

Mr. Colmar is a senior partner at the law firm of Johnson and Colmar. Mr Colmar has over 25 years of legal experience in corporate finance, securities, mergers and acquisitions and public debt and equity financings, including IPO’s and follow on offerings. Mr. Colmar served as a member of the team responsible for the creation and public financing of Quanta Services (A S&P 500/Fortune 500 Company) and as a co-founder and sponsor in the creation and  financing of Digital Music Group, Trans-India Acquisition Corp, and The Joint… The Chiropractic Place (Ranked #44th on the 2013 Inc. 500). Mr. Colmar is currently on the Board of Directors of The Joint… The Chiropractic Place.

Richard Rees

Mr. Rees has 25 years of experience in entrepreneurial organization, restructuring and operations. Private Equity financings include the creation, growth and profitable divestiture of two FM radio stations, one to Citadel Broadcasting Corporation and an online digital music distribution company, Rio Bravo Entertainment. Mr. Rees is co-founder and sponsor of the creation and financing of Digital Music Group, Trans-India Acquisition Corp, and The Joint…The Chiropractic Place (Ranked #44th on the 2013 Inc. 500). Mr. Rees is currently on the Board of Directors of The Joint… The Chiropractic Place.

Advisors

Steve Cohen

Mr. Cohen has over 25 years experience in a wide range of finance activities, including  currently serving as  Chief Financial Officer of A.G. Spanos Companies, one of the largest commercial and residential real estate development companies in the North America and owners of the San Diego Chargers football team, as well as the Spanos Berberian Wine Company and Bell Wine Cellars in Napa Valley, California.


Retireamerica.com Team:

RetireAmerica.com was created by Business Ventures Corp., generic viagra there a special situations venture capital firm.

Steve Colmar

Mr. Colmar has investment banking experience in a wide range of industry segments, buy cialis including retail, communications, technology, healthcare, professional services and construction. Mr Colmar is a co-founder and sponsor of the creation and financing of Quanta Services (A S&P 500/Fortune 500 Company), Centerprise Advisors, Digital Music Group, Trans-India Acquisition Corp., and The Joint… The Chiropractic Place (Ranked #44th on the 2013 Inc. 500). Mr. Colmar is currently on the Board of Directors of The Joint… The Chiropractic Place.

Craig Colmar

Mr. Colmar is a senior partner at the law firm of Johnson and Colmar. Mr Colmar has over 25 years of legal experience in corporate finance, securities, mergers and acquisitions and public debt and equity financings, including IPO’s and follow on offerings. Mr. Colmar served as a member of the team responsible for the creation and public financing of Quanta Services (A S&P 500/Fortune 500 Company) and as a co-founder and sponsor in the creation and  financing of Digital Music Group, Trans-India Acquisition Corp, and The Joint… The Chiropractic Place (Ranked #44th on the 2013 Inc. 500). Mr. Colmar is currently on the Board of Directors of The Joint… The Chiropractic Place.

Richard Rees

Mr. Rees has 25 years of experience in entrepreneurial organization, restructuring and operations. Private Equity financings include the creation, growth and profitable divestiture of two FM radio stations, one to Citadel Broadcasting Corporation and an online digital music distribution company, Rio Bravo Entertainment. Mr. Rees is co-founder and sponsor of the creation and financing of Digital Music Group, Trans-India Acquisition Corp, and The Joint…The Chiropractic Place (Ranked #44th on the 2013 Inc. 500). Mr. Rees is currently on the Board of Directors of The Joint… The Chiropractic Place.

Advisors

Steve Cohen

Mr. Cohen has over 25 years experience in a wide range of finance activities, including  currently serving as  Chief Financial Officer of A.G. Spanos Companies, one of the largest commercial and residential real estate development companies in the North America and owners of the San Diego Chargers football team, as well as the Spanos Berberian Wine Company and Bell Wine Cellars in Napa Valley, California.

Structured Retail Products Logo

As Seen on www.structuredretailproducts.com

Written by: Lori Pizzani

US firm launches capital-protected crowdfunding portal

21 Nov 2013

US financial services firm RetireAmerica.com (Texas) has launched a web-based crowdfunding portal and will roll out a capital-protected investment product for investors to funnel money into private start-ups seeking initial operating capital.

The online portal will go live by the end of the year and will include a diversified roster of companies across multiple industries from which investors can cherry-pick.

“Everyone knows that early stage investing is risky, viagra generic sick ” said the firm’s chief executive, viagra buy Steve Colmar. “Our mission has been to develop a product that opens up investment opportunities in early-stage companies to investors who want to minimise their risk of loss.”

Investors will be able to opt out of any capital protection and have all of their investment funnelled to a fledgling company or companies. Alternatively, investors can select a 50% or 100% capital protection level. Depending upon the protection level chosen, one portion of the investment will go directly to the operating company with a second portion invested in US government-backed zero coupon bonds maturing in ten years.

RetireAmerica.com has built in a conversion option through which, once the zero coupon bonds mature, investors can opt to convert their protected capital into additional shares of the start-up, if it is still a viable company, or have their protected capital returned to them.

Investors’ risk of loss is capped with whatever portion of their initial investment was not selected for capital protection should the start-up company fail. However, the original investment is not capped on the upside performance so that investors can ride the full growth wave of a successful but fledgling company. If the fledgling takes flight and goes public, investors will have the option to sell or retain their shares. If the start-up is acquired by another company, investors will receive their pro-rata portion of shares from the sale.

The online portal takes its cue from the world of social media and the recent crowdfunding phenomenon that facilitates investments of even small amounts by the masses. Colmar is expecting to raise collectively between $1.5m and $4m for each company, with typical single investments of between $1,000 and $5,000.

“We think this aligns the interests of [company] management with the interests of investors,” Colmar told SRP.

The initial rollout will be to “accredited investors” who meet certain criteria for total assets and salaries. But the upcoming implementation of further provisions under the US JOBS Act (which in September approved general solicitation for private securities offerings) will allow less affluent investors to participate.

RetireAmerica.com does not charge investors a fee for access to the portal programme. It will, however, charge “a success fee” (cash or an equity stake) paid by the start-up company contingent upon the closing of a round of financing.

Written by: Lori Pizzani, Structured Retail Products

Slide6

RetireAmerica.com Announces Beta Launch

RetireAmerica.com announces the launch of the first capital protected equity crowdfunding portal.

AUSTIN, viagra sale nurse Texas, cialis generic  Nov. 14, 2013 /PRNewswire/ — RetireAmerica.com announced today the launch of its web-based capital protected equity crowdfunding portal. The launch is in beta form and is intended to become fully functional by year-end.

Empowering Entrepreneurs, Protecting Investors, Creating Jobs

RetireAmerica.com (www.retireamerica.com) announced today the launch of its crowdfunding portal which will offer investors the opportunity to make equity investments in early stage companies through its unique financing structure that combines capital protection with an equity investment. Initially, investments on the platform will be limited to accredited investors, but will be expanded to non-accredited eligible investors following full implementation of Title III of the JOBS Act.

Steve Colmar, RetireAmerica.com’s CEO stated, “Everyone knows that early stage investing is risky.  Our mission has been to develop a product that opens up investment opportunities in early stage companies to investors who want to minimize their risk of loss. And now the crowdfunding revolution has arrived, making equity investments in early-stage companies available to countless new investors through groundbreaking social media outlets or portals.  But despite its transformational influence on capital markets, crowdfunding hasn’t solved how to reduce the risk of loss of capital in early stage investments.  The RetireAmerica.com product addresses this problem through our unique capital protected structure. Our protection feature allows the investor to protect some or all of his or her investment, and, in some cases, to redeploy non-risk capital at the investor’s discretion by converting it into additional equity.”

“We believe our capital protected product, with its unique conversion feature, is advantageous for both parties to the investment equation.  For the entrepreneur, it provides a ready pool of capital to further their growth plans. And for the investor, it provides an opportunity to protect capital and to make additional incremental investments if and when it suits their individual risk profile.”

For More information, go to www.retireamerica.com

About RetireAmerica.com

RetireAmerica.com is an Austin Texas based company. Developed by Business Ventures Corp. of Austin, TX and Santa Barbara, CA.  Accredited investors interested in RetireAmerica.com’s capital protected investments are invited to visit www.retireamerica.com and register as users of the site. Registration is free, giving investors access to our investment opportunities and important updates regarding RetireAmerica.com. Entrepreneurs with companies looking for capital are encouraged to submit their company for consideration.